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Halifax Guaranteed Reserve
More and more of our customers are enjoying the peace of mind of a high guaranteed return on their savings with our Guaranteed Reserve account.
Make one lump sum deposit and watch your savings grow over a longer term.
- Minimum opening balance - from £500 upwards
- Maximum balance - £9 million per account
- Withdrawals - if after 6 months you need to withdraw your funds you may close your account subject to loss of interest
- No additional deposits - after opening your account
- Manage your savings - by telephone or branch. View your balance online 24/7
- Applying is easy - it only takes 5 minutes to apply online now. Alternatively, pop into branch or call us on 0845 850 0682
- Britain's No 1 for savings - no one helps more people grow their savings than Halifax*
The rate of interest you earn depends on the amount and length of time you choose to save:
Term | Interest rates (AER) | |
| Annual | Monthly |
6 months £500+ | 2.30% | not available |
1 year £50,000+ | 3.50% | 3.56% |
1 year £25,000+ | 3.30% | 3.35% |
1 year £500+ | 3.00% | 3.04% |
2 years £500+ | 4.00% | 4.07% |
3 years £500+ | 4.15% | 4.23% |
For further information on our monthly and annual interest rate options, please see our Interest Rates section.
Interest rates are fixed on receipt of your opening deposit. If you're planning on funding your account later, interest rates may have changed by the time your opening deposit is received. |
Before you apply, read our important information and view the product summary box.
Next Steps
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It only takes a few minutes. |
Call now on 0845 850 0682 (lines are open 8am to 8pm Monday to Friday, 8am to 6pm Saturday and 9am to 5pm Sunday)
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Call into any branch (find your nearest branch) |
* GfK FRS 6 months ending December 2008. All respondents with savings accounts excluding premium bonds

