Tax Free Savings Accounts

If you're a taxpayer you really should have an ISA (Individual Savings Account). That's because, unlike other types of savings accounts, you receive the interest with no tax taken off

Account NameMain benefitInterest rates up to (AER)

Minimum opening balance

Access Withdrawals
Fixed Rate ISA Saver Guaranteed rates on your tax free savings

 3.30%

(1 year term)

£500

Online, branch, phone

By closure only

Apply online

ISA Saver Direct Save tax free with easy access to your funds

2.00%

(variable)

£1Online or phoneUnlimited 

Apply online

Variable Rate ISA Saver Branch based passbook ISA offering instant access

0.61%

(£27,000+)

£1Online or branchUnlimited

Apply online

Please note: Rates of interest are subject to change, to check effective dates for all our Savings products please see our Interest Rates section.

Here's a quick summary of things to know about cash ISAs:

  • Interest with no tax taken off - so for every £1 of interest you earn on your savings, at least 20p is saved from the taxman
  • Save up to £3,600 - each tax year in a cash ISA
  • One cash ISA per year - with one provider (so you can't split it out the £3,600 between lots of ISAs)
  • Leave your savings for as long as you like - you don't have a time limited to withdraw your savings, so can continue to enjoy tax free interest for years to come
  • Transfer your ISA - if you like the look of our ISA account but already have an ISA open for this tax year with another provider, simply transfer your ISA account to us

For more details print off our guide to ISAs (opens as PDF)