Pensions

It's all about making the most of your future.

Stakeholder Pensions

If you know you should be investing but you haven't had the confidence to start, then a stakeholder pension plan may be right for you. They conform to Government guidelines, which means they are:

  • Easy to understand
  • Upfront about charges
  • Clear about where your money is invested and the risks involved
  • Realistic about what you can expect to get back

Our stakeholder range of options are all easy to understand.

With a Stakeholder Pension the taxman currently tops up your contributions, although tax rules may change in the future. For every £80 you invest the Government adds £20 (up to certain limits). If you are a higher rate taxpayer you can claim back even more through your tax return.

STAKEHOLDER PENSION PLAN
Our Stakeholder Pension Plan allows you to build up a sum of money in a tax-efficient way for you to use later in life.
Read more about the Stakeholder Pension Plan

STAKEHOLDER PENSION  PLAN UNDER 18's
It's never too early to start saving for your child's future. Open a Stakeholder Pension Plan for your child and for every 80p you put in the Government will bump it up to £1!
Read more about the Stakeholder Pension Plan under 18's

Bank of Scotland Annuity Service

If you are within six months of retiring, now is the time to find out more about what there is to do next with pensions with our annuity service.

Over 50's Guaranteed Life Plan

Peace of mind for you and security for those you love.

Find out more