Halifax Buildings Insurance

Exclusive Online Offer: 35% Discount on Buildings Insurance

Get a Building Insurance quote which includes:

• Unlimited buildings sum insured, so you'll never be under-insured should the worst happen
• Up to 30% no claims discount
• The option to pay monthly at no extra cost

Get an online Buildings Insurance quote from Halifax Home Insurance with a 35% discount when you buy online.

Over 1.4 million customers already benefit from our comprehensive cover and it's easy to see why. We offer:

• Cover for storm and flood damage
• Cover for subsidence and/or heave of the land on which your building stands
• An additional 5% discount on buildings and contents insurance if you buy them together.

Telephone and Branch Offer: Get £50 Now and Every YearWe also have a fantastic deal for customers who buy over the phone or in branch. Purchase building and contents insurance together and we’ll give you £50 when you switch, plus a £50 thank you every year you stay claim-free. Give us a call now on 0800 169 9361, quoting reference TY50, or pop into your local branch. This offer is not available to buy online. This cover will differ from online policies.

Halifax automatically gives you unlimited cover on your home.

With Halifax you can be sure you’ve got truly comprehensive cover. Your home, the garage, and outbuildings listed in the deeds, are all covered for the full cost of rebuilding. So is virtually everything else; walls, paths, drives, patios, terraces, fences, hedges, and gates – even tennis courts, swimming pools and ornamental ponds. Many people now have solar panels and wind turbines, so they’re covered too, as are your fixtures and fittings. Better still, it’s all covered at the best possible price.

And the list of benefits goes on:

• We don’t ask you to estimate the cost of rebuilding. We provide unlimited cover – that way you'll never be underinsured should the worst happen
• There’s no extra charge for paying by monthly Direct Debit
• Up to £20,000 for alternative accommodation and loss of rent during repairs
• Cover for fire, storm and flood damage
• Cover for subsidence or heave of the land your property stands on
• Up to 5 years’ (30%) No Claims Discount – with the option to protect the discount
• An additional discount of up to 5% on buildings and contents insurance if you buy them together

For a full list of what is and isn't covered please refer to the Home Insurance Policy Booklet

We also offer a range of additional cover to complement your buildings insurance. While optional, you may find that the extra cover offers greater protection for your home and it's contents. Please note that the 35% online discount may not apply to some additional cover.

Additional Cover Includes;

Home Emergency Cover

Home Emergency Cover protects you against the cost of emergency repairs to make your home safe and secure and prevent further damage to your property following an unexpected event, such as a gas leak or a break-in. Cover is provided for up to £500 per claim, and covers the cost of call-out charges, labour and materials. This service is available 24 hours a day, 365 days a year, and there's no excess to pay should you need to make a claim. What's more, home emergency claims don't affect your no claims discount.
Read more about Home Emergency Cover

Accidental Damage

Our Buildings and Contents policies provide cover for accidental damage to certain items as standard. You can also extend your policy to cover all those unintentional and unexpected accidents such as DIY mishaps, and we even cover damage caused by children or the family pets.
Read more about Accidental Damage Cover

Home Accident Plan

RoSPA's most up to date statistics from 2003 estimate that DIY causes one accident per minute in or around the home or garden. The Halifax Home Accident Plan provides cash benefits for DIY and other home accidents, and costs from as little as 10p a day for:

• £50,000 accidental death or permanent disability cover
• £50 per week for fractures or dislocations
• £50 per day for hospitalisation

Read more about the Home Accident plan